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Michael Challiner's Articles

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Credit Cards – the European credit card sting Going abroad often means paying through the nose on credit and debit card s- well that doesn't have to be the case if you know what to look out for. Car Insurance, A higher ‘excess' is the ticket to lower premiums This article explains how you can pay less on car insurance if you increase the excess payment on your insurance policy. Pet Insurance. Obesity is cutting many pets' lives short. Allowing your pet to become overweight is putting its life in danger – this article explains how you can help your pet to stay healthy for longer. Credit Problems – face up to your debts Some simple tips to help you avoid getting into credit problems. How to pay less on Home and Contents Insurance Every year, Home Life and Critical Illness Insurance - never withhold information as it will invalidate a claim. The majority of rejected life or critical illness insurance claims occur because people withhold information at time of application. This article tells the true story of a person who fell foul of this common eventuality. Life Insurance and Critical Illness Insurance – women may pay a penalty for having cancer in the family This article applies specifically to women whose female relatives have suffered from breast or ovarian cancer. The life insurance industry is proposing that women with these kinds of cancer in the family should have to provide extra information when Car Insurance – Some helpful top tips to keep costs down Car insurance can be very expensive, so motorists need all the help they can get to keep premiums down – this article provides a selection of top money saving tips. Car Insurance – get insured or say goodbye to your car If a car is found to be uninsured, the police now have the power to remove it and have it destroyed. This article explains the latest shock tactics in a bid to punish uninsured drivers. Credit Cards – take extra care outside the UK This article is a reminder for all those travelling abroad this year that extra vigilance is needed when using your credit and debit cards. Should I get pet insurance? Do I need pet insurance or is it just another scam? This article gives you the facts so you can make your own mind up. The benefit of Keyman Insurance Keyman Insurance ensures that your business is covered in case a key person, usually a Director, Shareholder or partner, falls seriously ill or dies. This article explains the benefits. Remortgaging – to switch or not to switch? Low interest rates make the prospect of switching mortgages very attractive to a certain breed of borrower, dubbed ‘the rate tart' by the mortgage industry. This article looks at the advantages to switching mortgages. Adverse Credit rating – when exactly can the term be used? What exactly is an ‘adverse' credit rating? There's no simple answer, but this article discusses the issues. Dental Insurance. Biting on the cost for private treatment Dentists are leaving the NHS in droves and this means that many of us will be forced to go private. This can be expensive - so be wise, buy dental insurance. This article charts your options.

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