Content
Article Search:

Joe Kenny's Articles in Finance

  • Tips On How To Cut Your Monthly Expenditures
    Money can certainly be tight for many of us, and most of us could use a few tips on how to cut down our monthly bills. While not all tips will ever work for anyone, a number of these can be used by most - that means that there should be something here you can use. Here are a few ideas on how to cut down on your monthly expenses.
  • The Anatomy of a Check
    As you sit at your coffee table each month, writing check after to check to pay off various bills, do you ever stop to think why a check looks the way it does? What are all those numbers for?
  • First Time Buyers - Working Your Way Up The Property Ladder
    You’ve moved in, you’re paying your mortgage; you’re ready to finally breathe out…Congratulations! You are now a homeowner, and should be enjoying the change.
  • Credit Card Insurance - What Do They All Do?
    One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world. But, are there any major issues you need to be considering when using your credit for foreign purchases?
  • Using Your Credit Card For Foreign Purchases
    One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world. But, are there any major issues you need to be considering when using your credit for foreign purchases?
  • Minimum Payment on Credit Cards – Bad Idea?
    Are you quite happy paying off the minimum amount every month on your credit card bill? You may be unaware of the actual amount you are paying off towards your debt. Most off your payment will go towards the interest owed leaving your debt and further interest charges to accumulate further.
  • Save Money Using A Credit Card
    If you are a conscious and energetic saver, then you have most probably been told that credit cards are bad and evil things that you need to stay well away from! However, used the right way, a credit card can be a great way to save money!
  • Credit Card Fraud Prevention
    Globally credit card fraud costs card issuers billions of dollars a year in fraudulent use of their cards. Some of this loss is passed back to retailers who failed to comply with the normal processing method for the card.
  • How To Repair Your Credit
    If you have less than perfect credit, you are probably attracted to the many commercials on TV which promise credit repair and debt consolidation. While there are many things companies can do to help you fix your credit, there are a number of things you can do yourself to get back on your feet.
  • Protect Your Credit Card
    In addition to protecting your credit rating, it is also important to protect the physical credit card itself. Identity theft has become a problem that costs consumers and companies billions of dollars each year.
  • Balance Transfer Tips – Maximizing The Benefits of Transfers
    While transferring your balance from a high interest credit card to one with a low interest rate is easy, there are certain things that should be taken into consideration. The first thing you want to do is look at your current credit standing.
  • Closing Credit Card Accounts
    Most experts advise consumers to avoid having too many credit card accounts. When you decide to open a new card because it has better rates, it is important to make sure you properly close your existing credit card.
  • How To Pay Off Your Mortgage Loan Faster
    It is the dream of most homeowners to pay off their mortgage as soon as possible. Paying off your mortgage will give you a great sense of security and freedom. However, homeowners should be cautious when attempting to pay off their mortgage early.
  • What You Can Do To Improve Your Credit Score
    It is hard to watch television these days without hearing about credit scores. If you are not looking to get a loan or credit card, you may be wandering whether or not they are important. Your credit score is important, regardless of whether or not you plan on applying for a credit card or loan.
  • Types of High Risk Mortgage
    As the cost of houses continues to increase, fewer people are able to afford them. Many creditors have responded to this situation by creating a new class of mortgages that are quite risky.
  • Bankruptcy Information
    Bankruptcy is a situation in which someone who owes money will seek relief from their debts by going to court. Though bankruptcy can be good in some situations, it may not always be necessary.
  • Tips To Avoid Getting Into Debt
    While many articles and books have been written to help you once you're in debt, very few have been written about how to avoid getting into debt in the first place. This article will outline some tips that have been used not only to avoid debt but to make your finances a little healthier.
  • Reduce The Costs Of Your Credit Cards
    Statistics show that the average American family owes over $8,000 in credit card debt. This is a huge amount of money, especially when you consider the fact that most Americans make about $33,000 per year.
  • Mortgage Brokers – What Are They?
    A mortgage broker is an individual which acts as a middle man between lenders and borrowers. A skilled mortgage broker can look at a variety of different loans to find one which suits the needs of the borrowers.
  • Debt Consolidation Loan Scams and How To Avoid Them
    Many people who badly need money make the mistake of doing business with companies that steal money from them rather than lend it. These scams are usually directed at people who already have bad credit.
  • Apply for a Loan or Buy a Used Car?
    It is a fact of life that many people need adequate forms of transportation to commute to and from their jobs. If you are like most people, your car is one of the largest expenses you will have next to your house.
  • Credit Card Bills – Read Them Carefully
    Many people fail to read the fine print when applying for credit cards. Even after they are approved, many people also fail to carefully read their statements.

Powered by Article Dashboard